Insurance is a form of legally-binding protection that prevents a business or person suffering from uncertain asset loss by providing financial compensation for any occurrences. Insurance policies are implemented as part of a risk management process of any business.
Insurance involves policyholder paying an insurance broker a fee in exchange for a promise to compensate the insurer following an event of a loss. The policyholder agrees to certain conditions on which they will receive financial compensation after a claim is processed.
IT professionals will come across insurance in a manner of ways, either through the implementation of it for other businesses in financial consultancy, through the analysis of insurance policies in business consultancy and managerial roles, through cyber security practices or be aware of the insurance their employers use and how this impacts their role within the organisation.
Jobs that implement insurance practices include:
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